Fixed Deposit
Fixed Deposits (FDs) are one of the safest investment options, offering enhanced interest rates, consistent income streams, and protection from market fluctuations. Invest in fixed deposits to enjoy tax-advantageous returns and financial stability.
Corporate Fixed Deposits
Enhanced Interest Rates
Consistent Income Streams
Protection from Market Fluctuations
Tax-Advantageous Investment
Did you know? The highest credit rating for a Fixed Deposit is Triple-A (AAA). In India, 139 companies hold an AAA rating from CRISIL.
Best Fixed Deposit Options
Utkarsh Small Finance Bank
- Minimum Investment: ₹5,000
- Interest Rate: Up to 8.25%
- Withdrawable After: 7 Days
- Interest Compounding: Quarterly
Shivalik Small Finance Bank
- Minimum Investment: ₹5,000
- Interest Rate: Up to 9%
- Withdrawable After: 9 Days
- Interest Compounding: Every 6 Months
Suryoday Small Finance Bank
- Minimum Investment: ₹5,000
- Interest Rate: Up to 9%
- Withdrawable After: 7 Days
- Interest Compounding: Quarterly
Bajaj Finance
- Minimum Investment: ₹15,000
- Interest Rate: Up to 8.65%
- Withdrawable After: 90 Days
- Interest Compounding: Annually
Why Choose Corporate FDs?
Attractive Interest Rates
Safe & Secure
Diversify Portfolio
150+ Issuer Options
Simplify Your Investments with Equiwiz
Free Account Opening
2-in-1 Demat and Trading Account
Lifetime 0 AMC
Enjoy the convenience of investing in Corporate FDs with Equiwiz.
Frequently Asked Questions
Got questions? We've got answers. Check out our FAQ section for all the details. Still not satisfied? Hit us up.
Corporate Fixed Deposits (FDs) are investment options offered by companies and non-banking financial companies (NBFCs) where you deposit a lump sum amount for a fixed tenure and earn interest at a predetermined rate. These are similar to bank FDs but offer higher returns, typically with a slightly higher risk profile.
The minimum investment amount varies across companies and institutions. Typically, the minimum investment is around ₹10,000, but it can vary depending on the issuer.
Corporate FDs are generally safe if the company is financially stable and has a good credit rating. Ratings like CRISIL AAA or ICRA AAA indicate high safety. However, they carry more risk compared to bank FDs, as they are not backed by the government.
Yes, most Corporate FDs allow premature withdrawal, but it may involve penalties or reduced interest rates. Always check the terms and conditions before investing.
The tenure for Corporate FDs typically ranges from 1 year to 5 years. Some companies may offer longer durations depending on the investment structure.
Interest earned on Corporate FDs is added to your income and taxed according to your applicable tax slab. TDS is deducted at the source if the interest exceeds ₹5,000 in a financial year.
Yes, in some cases, Corporate FDs can be used as collateral for loans, depending on the policies of the lending institution. However, this is not always the case, so it's important to confirm with the bank or NBFC.
